I have just started taking steps with the intention of porting my current homeowner mortgage to a BTL Santander mortgage. The bank has said that I require a conveyancer for this. I got in contact with the same Ellesmere Port conveyancing firm who who completed the conveyancing when I previously acquired the property. The fee calculation e-mailed to me of £500 is an eye-watering amount to do this as its a remortgage than a sale or purchase.
The quote is slightly on the expensive side. If you are content to invest time comparing charges you may be able to get the conveyancing a bit cheaper by say £125. On the other hand, assuming were happy with the legal work the firm offered you maycome to rue choosing an an untested conveyancer. Remember to enquire that the conveyancer can also act for Santander. Do employ our search tool to get a quote a Ellesmere Port conveyancing firm on the Santander conveyancing panel, which can often include conveyancing solicitors in Ellesmere Port.
As someone clueless as to the Ellesmere Port conveyancing process what’s the number one tip you can give me for the house moving process in Ellesmere Port
You may not hear this from too many lawyers but conveyancing in Ellesmere Port and elsewhere in England and Wales is often a confrontational process. In other words, when it comes to conveyancing there exists an abundance of room for conflict between you and others involved in the ownership transfer. E.g., the vendor, estate agent and on occasion your bank. Appointing a solicitor for your conveyancing in Ellesmere Port should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the process whose interest is to protect your best interests and to protect you.
There is a worrying increase in the "blame" culture- someone must be at fault for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer ahead of all other players when it comes to the legal transfer of property.
Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Ellesmere Port so that I can attend their offices if required.
As opposed to twenty years ago, most lenders no longer need their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over identification documents and there are still distinct advantages to using a local practitioner, in your situation a conveyancing solicitor in Ellesmere Port.
Due to the input of my in-laws I had a survey completed on a property in Ellesmere Port before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ellesmere Port. Conveyancing may be slightly more expensive based on your lender's requirements.
We are about to buying a apartment in Ellesmere Port. Can our lawyer have the amount we are are buying for private from sites such as Nestoria. How could this be done?
HM Land Registry are legally required to reveal price sold information on the official title for residential properties nationwide which includes premises in Ellesmere Port. The register of ownership is a public document, so HM Land Registry would be breaking the law if they did not permit access to the register.
You can ask HM Land Registry to hide the price paid data yet the answer will be in the negative.